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PREPARATION
OF DEED
You must have an attorney draw the deed.
If you do not have an attorney, then please ask the
buyer’s closing attorney to draw a deed for you.
This should be arranged a few weeks prior to closing.
DISCHARGE
OF PRESENT MORTGAGE
The closing
attorney will handle this.
Please advise the closing attorney of who is holding
your present mortgage(s) and give him or her the account
number(s).
SMOKE
DETECTOR CERTIFICATE
You must have a smoke detector certificate for the closing.
Please call your local Fire Department to arrange
this at least three weeks prior to closing.
Smoke detector certificates are valid for 60 days.
KEYS/DRIVER’S
LICENSE
Please bring your house keys and garage door openers (if
applicable) to the closing, along with your driver’s
license. The
closing attorney will need to see proof of identification.
FUEL
ADJUSTMENT AND UTILITIES
If your home is heated by oil, some oil companies will make
a final stick measurement.
Otherwise you can make a visual reading and round off
to the lower 1/8 reading of the tank.
Most tanks are adjusted based on 260 gallons as full.
Keep a copy of your last
oil bill and use the last price per gallon that you paid as
the factor multiplied by the number of gallons left in the
tank. Please
contact your real estate agent with the reading.
FINAL
WATER READING
You should arrange for a final water reading a few days
prior to closing by calling your town Water Department.
Many towns will allow you to go to their office and
pay the bill so that you can bring a paid receipt to the
closing. If
not, then the bill must be picked up and brought to the
closing. The
amount owed should also be called into the closing attorney
so that the proper adjustment can be made.
SEPTIC
CERTIFICATION
If you have private sewerage you must provide a
certification stating that the system conforms to the
state’s Title V sanitary code.
The state has a list of inspectors that can perform
this certification. This should be done well in advance of the closing to allow
for necessary repairs.
A copy of the Title V Certificate should be brought
to the closing.
CONDOMINIUM
SELLER
You must provide a 6D Certificate at closing, which
represents that common charges (condominium fees) are paid
in full. It
must be signed by a majority of the recorded trustees.
TRANSFER
UTILITIES
Call
your electric, telephone, and gas company, if applicable, to
arrange transfer of service to be effective the day of the
closing. (click
here to see list of town office and utility company
telephone numbers)
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